For pensioners who want to pay without forcing their monthly budgets, Good Finance Bank provides financial support with interest rates starting at 1.27 percent. Particularly, people who want to receive low limit credit support can use loans with different maturity options and appropriate interest rates after applying for Good Finance pension loan. You can learn about the features, calculation sample and application channels of Good Finance pension loan from the headings.
Various loan packages are being prepared in order to meet the individual needs of our citizens who are entitled to retirement. Good Finance pension loan is one of them and it is the choice of individuals who do not want to put the monthly installment amount into their wallets. This is because the bank evaluates all loan applications above TL 1,000 and, if deemed appropriate, provides financing with different maturity options.
Good Finance Pension Loan Properties
If you agree to take your salary from this bank by applying to Good Finance Bank’s Retirement Package, you can make advantageous Personal Loan use. This package, specially created for retirees of the Social Security Institution of Turkey (BAG-KUR, Pension Fund and SSK), enables you to take advantage of loan rates with appropriate interest when you need it. Moreover, the operating account is not collected from the demand account where your pension is deposited and free transfers can be made through many platforms.
One of the most striking features of Good Finance pension loan is that interest rates decrease significantly as the demand for loans increases. Because, according to the Bank’s working policy, there is no fixed interest rate on general purpose loans. The pensioners who wish to benefit from this loan package with a maximum maturity of 48 months are requested to photocopy their salary wallets.
Good Finance Pension Loan Calculation and Interest Rates
Good Finance pension interest rates vary according to the type and amount of loan applications. For this reason, let’s make a sampling on 3 different calculations…
- If you withdraw a TL 10,000 consumer loan with a 48-month maturity, an interest rate of 1.39% will be applied and a credit allocation fee of TL 50 will be charged. In this case, your monthly installment amount will be 304.39 TL.
- If you have applied for financing for TL 30,000 with a 48-month maturity, Good Finance’s retirement loan will be charged with a 150 TL allocation fee and the monthly contractual interest rate will be determined at a rate of 1.31%. The monthly installment amount you have to pay is 894.85 TL.
- Finally, considering that you need a loan of 50,000 pounds, the bank will offer you this loan package at an interest rate of 1.27%. The loan allocation fee will be 250 TL and if the 48 month maturity is withdrawn, the monthly installment amount will be 1.476.29 TL.
Good Finance Pension Loan Age Limit What is it?
Another issue that usually retired citizens often questioned “How old can use loans up to?” The upper limit is determined for retirees age 70 loan products of Good Finance Bank. The reason for this is that insurance companies do not want to take too much life insurance in their credit packages over the age of 70. Good Finance pension loan age limit is calculated according to the maturity date.
How to Apply for Good Finance Pension Loan?
Citizens who are customers of the Bank can use the mobile or internet branch to apply for Good Finance pension loan . It is possible to apply for a loan every day of the week without going to the branch through these channels. Those who are not in the current customer portfolio of the Bank.